What kinds of tax-favored retirement arrangements are there? Q.What kinds of tax-favored retirement arrangements are there? A.Tax-favored retirement arrangements can be sliced and diced in various ways. There are three big differences, though: who sponsors them, who bears the risk, and when Uncle Sam takes his cut. Read more about What kinds of tax-favored retirement arrangements are there?
What are cash balance plans? Q.What are cash balance plans? A.A cash balance plan is an employer-funded retirement plan, which grows by the employer’s annual contributions plus interest. As with other retirement plans, the amounts in a cash balance plan grow tax deferred (that is, they are not taxed until distribution). Read more about What are cash balance plans?
What’s the difference between front-loaded and back-loaded retirement accounts? Q.What’s the difference between front-loaded and back-loaded retirement accounts? A.Your choice: pay the IRS now or pay them later. Read more about What’s the difference between front-loaded and back-loaded retirement accounts?