What types of nonemployer-sponsored retirement accounts are available? Q.What types of nonemployer-sponsored retirement savings accounts are available? A.The two big types are traditional individual retirement accounts (IRAs) and Roth IRAs. The main difference: when the feds take their cut. Read more about What types of nonemployer-sponsored retirement accounts are available?
Who uses tax-favored retirement savings accounts? Q.Who uses tax-favored retirement savings accounts? A.Almost all workers are eligible, but only half take advantage of them. Read more about Who uses tax-favored retirement savings accounts?
How might low- and middle-income households be encouraged to save? Q.How might low- and middle-income households be encouraged to save? A. Expanding access to savings vehicles and scaling back deductions to provide greater incentives to low- and middle-income households could make a difference. Read more about How might low- and middle-income households be encouraged to save?
