Health Care: Who has health insurance coverage?
More than 60 percent of the nonelderly population in 2006 obtained health insurance coverage through their employer (see left-hand column in figure). About 5 percent purchased coverage on their own in the private insurance market, and about 14 percent were covered by Medicaid. Nearly one-fifth were uninsured. Virtually all elderly individuals participate in Medicare, and those with low income also receive assistance through Medicaid.
- The likelihood that a given individual will be covered by health insurance rises sharply with his or her income (see figure). Only one-fifth of the nonelderly in households with income below the poverty level had private coverage in 2006, and nearly 40 percent reported having no health insurance. In contrast, two-thirds of those in households with income between two and three times the poverty line had private coverage, and 20 percent had no insurance. Over 90 percent of the nonelderly in households with income above four times the poverty level had private coverage, and just 5 percent said they lacked health insurance.